The Fair and Accurate Credit Transactions Act requires the big 3 credit reporting bureaus to provide consumers with 1 free copy of their credit report each year. The idea is to give people a chance to correct mistaken information and protect against identity theft.
It's a phased roll-out with the Western region of the US coming on-line first in December, 2004. That region includes Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, New Mexico, Nevada, Oregon, Utah, Washington, and Wyoming.
Why, I'm in California, and it's pretty much December now. And look, their site is up and working. I ordered my free report from AnnualCreditReport.com. Have you?
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